Recently many banks have alerted their customers to beware of Internet Banking Frauds on WhatsApp. WhatsApp Messenger is one of the biggest instant messaging platform in the world. About 150 million users from about 180 countries of the world use WhatsApp to keep in touch with their friends, family and colleagues. This is the reason why many hackers and scammers are trying to cheat people on this instant messaging service.
Let us discuss some tips and tricks, with the help of which you can protect yourself from being a victim of Internet Banking frauds on WhatsApp.
- Ignore Messages From Unknown Contacts- Do not reply to WhatsApp messages from unknown contacts unless necessary. Avoid clicking on any link sent by such contacts.
- Avoid Downloading Unknown Files- If a media file has been sent from an unknown number and your are not sure of the source, avoid downloading such files as this can be a file to trap you. Sometimes, hackers and tricksters send viruses or malwares in form of such files.
- Do Not Share Your Banking Details- Never send your banking details like account details, debit / credit card PIN or internet banking passwords to anyone on WhatsApp.
- If Your Phone is lost, Immediately Deactivate WhatsApp- If your phone is lost or stolen, please deactivate WhatsApp immediately. To do this, simply log in to WhatsApp from another phone. You will be logged out from WhatsApp on your previous device.
- Delete Data While Replacing Old Phone- If you are switching to a new phone, make sure that you have cleared the WhatsApp data completely from the old phone. Also, after saving the required data, clear the rest of the device’s data. To do this, access phone Settings and select Restore Factory Settings.
- Disable Auto-Download- Disable the option of automatic media files download. You can easily do this from the WhatsApp settings. Once you disable auto-download, only you choose what you need to download on your mobile phones through WhatsApp.
- Avoid Public Networks- Avoid using WhatsApp on public or open Wi-Fi networks, as there is an increased risk of hacking on such networks.
- Do not send OTP- No matter how small the transaction is, avoid sending or sharing any one-time passwords (OTP) through WhatsApp.
- Beware of Offer message- Earlier scammers used to send such types of messages through e-mails. Now, they have shifted to WhatsApp. Many messages with fake offers are shared on WhatsApp, do not make the mistake of opening such links. Even avoid replying to such messages.
By practicing these cautions, you can save yourself from any banking frauds on WhatsApp.
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Do let us know your views about these tricks and trips in the comments section.